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Buy now, pay over time

No Interest if Paid in Full Within 6 Months**

On purchases of $499 - $998 made at Westco Home Furnishings with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required.

No Interest if Paid in Full Within 12 Months**

On purchases of $999 - $1,498 made at Westco Home Furnishings with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required.

No Interest if Paid in Full Within 18 Months**

On purchases of $1,499 - $1,998 made at Westco Home Furnishings with the Synchrony HOME™ Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. Minimum monthly payments required.

No Interest with 24 equal monthly payments***

On purchases of $1,999 - $2,998 made at Westco Home Furnishings with the Synchrony HOME™ Credit Card.

No Interest with 48 equal monthly payments***

On purchases of $2,999 or more made at Westco Home Furnishings with the Synchrony HOME™ Credit Card.

AT SELECT SYNCHRONY HOME LOCATIONS, ENJOY

12-60

MONTHS

Promotional Financing on qualifying purchases.*

AT SYNCHRONY HOME AND OTHER ACCEPTING LOCATIONS, GET

6

MONTHS

Promotional Financing of $299 or more.*

*Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

Click Satisfi at Checkout Westco Home Furnishings accepts all Synchrony HOME Credit Cards.

SEE IF YOU PREQUALIFY

Get a decision in seconds with no impact to your credit bureau score.

PREQUALIFY
Satisfi

Offers a way to apply for instant, personalized payment solutions at checkout

With SatisFi, you are applying for the Synchrony HOME Credit Card. If you are not approved, will work with multiple lenders to provide financing options for you.

Application Made Easy!

Step #1 Add to Cart

Browse products and add to your cart

Step #2 Checkout

Select SatisFi at Checkout

Step #3 Apply for Financing

It's fast, simple, safe, and secure

Step #4 Order Complete

If approved, you can complete your order with your new account

Apply now for instant, personalized financing

Frequently Asked Questions

What happens if I don’t qualify for the initial financing offer?

If you do not qualify for the initial financing offer, you may be presented with subsequent opportunities by another financing or lease-to-own provider that can be used to complete the purchase (which may be subject to credit approval). Westco Home Furnishings works with multiple providers to present you with financing or lease-to-own solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution that you choose to complete your purchase (subject to credit availability). If you decline any opportunity presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Which providers may present a financing or lease-to-own offer when I apply?

Westco Home Furnishings works with multiple financing or lease-to-own providers. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional opportunities from the other providers, which may be subject to credit approval.

How do I pay my bill?

Each financing or lease-to-own provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.

Synchrony Bank

Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.

Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909 . Monday - Friday 7:30 AM - 12:00AM ET Saturday 10:00 AM - 7:00PM ET Sunday - Closed.

Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to: Synchrony Bank P.O. Box 960061 Orlando, FL 32896-0061

Genesis Credit® Accounts

To manage your Genesis account or for more information, please click here.

Acima Leasing

To manage your Genesis account or for more information, please click here. Easily access lease account information online at customer.acima.com or call us at 801-297-1982. During the lease origination process, you agree to make payments automatically using the bank account or card provided in your application.

What happens if I am presented with an offer?

You’ll have the opportunity to accept or decline the offer. Once presented with an offer, additional information and terms will be provided to you before you complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Financing Details

Synchrony Bank:

Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.

**Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.

***No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Lease-To-Own Details

Acima Leasing:

Shop today, all without credit. Acima's flexible, lease-to-own solutions provide up to $4,000 to help you take home the things you need. Acima makes it possible by giving you instant shopping power all while providing you with the flexibility to make payments that are scheduled with your payday.

The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit, or financing. Acquiring ownership by leasing costs more than the retailer's cash price. Not available in MN, NY, WI, or WY. Participating retailer locations only. Not all applicants are approved. See lease for details.