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No Credit Check Checklist
No Credit Check Requirements

NOTE: There is a $25 Application Fee once approved.

  1. Must be employed for at least SIX months.
  2. Earn $1,000 a month and deposit at least $500 a month into your bank account.
  3. Must have a bank account that has been open at least THREE months.
  4. No NSFs and no more than 3 overdrafts in the last 30 days.
Bring the Following to the Store
  1. To Verify INCOME REQUIREMENTS of $1,000 a month for at least 6 months, bring:
  • Paystub; (If you apply between January and June, you must submit your December paystub or W-2 from previous year) OR
  • S.S. or Disability Benefit Letter; OR
  • Copy of Lighthouse Capital Solutions' employment and income verification form (available at store); OR
  • If self-employed - Provide a 1099 and 30 day bank statement OR a business license and 3 months of bank statements.
  1. To Verify BANK ACCOUNT REQUIREMENTS bring a 30 day bank statement that shows:
  • No NSFs & no more than 3 overdrafts
  • Account open for 3 months
  • $500 in deposits
  • Does not end with a negative balance
  1. VOIDED CHECK
  2. PHOTO I.D.